Take Action ! Invest in your Financial Health.

Money rules our lives.

You can claim to be above it or indifferent to it. You can do all the moral and intellectual gymnastics that you will. But when all is said and done, money is at the very center of our existence. Yet, money is not of central importance. It has nothing whatsoever to do with the lasting values that make life worth living. This is one of our great dilemmas. How are we to reconcile ourselves to something that is not important but is at the very centre of our lives ?

Financial well-being is nothing more than a balancing act on the back of circumstance. You can be thrown off at any time. So how should you deal with money ? There are no hard and fast rules, but there are some basic guidelines to keep in mind.

• It is important to know how to be poor, as it is to know how to be rich. If you can face financial adversities with dignity and grace you are half way there. You will need to develop an unerring instinct to differentiate between what is essential and what is only desirable.
  
• Stay away from debt in your personal life. Debt, not poverty, is the greatest enemy of financial well-being and peace of mind. There is no sadder sight than the person with dreams and promise whose eyes have dulled and whose days are spent pushing the heavy wheel of debt towards an endless horizon.
  
• Money tends to move away from those who try to hoard it, and toward those who share it. If you are a hoarder, you live with a locked vault in your heart. Nothing can get in, nothing can get out. If you are a sharer, you bring out the sharer in others. Then money moves freely.
  
• Money comes and goes. You must not be immobilized by the fear of losing it. Money is nothing more than a commodity, an agreed-upon abstraction of exchange. It is the spirit of that exchange that animates money and gives it meaning.